Got insurance?

Health insurance, that is.

If you have been uninsured for at least six months and have a pre-existing condition, you may well qualify for a new health insurance option – without a waiting period.

The Pre-existing Condition Insurance Plan-Washington State (PCIP-WA) is the temporary federal high risk pool created as part of the new federal health reform law, the Affordable Care Act.

In order to receive insurance through the temporary high risk pool program, an individual must meet the following criteria established by law. Eligible individuals must:

• Be a citizen – an enrollee must be a resident of Washington, a citizen or national of the United States or lawfully present in the United States;
• Be uninsured - an enrollee must have not been covered under creditable coverage for the previous 6 months before applying for coverage; and
• Have a pre-existing condition - an individual must have a qualifying pre-existing condition or a denial letter from an insurance carrier or a letter of acceptance with a reduction or exclusion of coverage for the pre-existing condition.

Find out if you qualify.